MasterCard Identity Check uses selfies for security


THE WASHINGTON POST: “Selfie pay” will use biometric face recognition and fingerprint scans for internet shopping protection.

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Right now, Mastercard offers a feature that financial institutions can enable that lets customers set up a password for online payments to help prevent fraud. The new system will use the same principle, but instead of relying on a password that could be forgotten or stolen, it uses your face or fingerprint.

Consumers will go through all the normal steps of filling out credit card information when making an online purchase, but this feature adds another step: The website will send a notification through an app on customers’ smartphones that asks them to verify their identity. This can be done either through a fingerprint scan or by using the phone’s camera to take a brief, selfie-like, video.

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