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Oregon homeowners hope Obama's new plan will help

Many Oregon homeowners hope President Obama's Home Affordable Refinance Program will help them keep their homes.

Many Oregon homeowners hope President Obama's Home Affordable Refinance Program will help them keep their homes.

The program aims to prevent more foreclosures and short sales.

Of the 9,100 homes for sale in the Portland Metro area alone, 2,000 are currently short sales and 500 are bank owned – or previous foreclosures.
Frank Sloan with Wells Fargo Home Mortgage said Obama’s new program – HARP - will reach out to more homeowners. “It removes the 125-percent loan-to-value cap, so that people can still re-finance if they're underwater and they haven't used the HARP program before,” Sloan said.
This plan comes with a new set of much simpler rules, too. 
“They [homeowners] need to be employed, they need to have good income, and they need to have good credit scores,” Sloan explained.

Read more at KGW.com.

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Last modified onMonday, 19 October 2015 11:40

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